Independent Payment Gateway Development
About This Service
A fully standalone gateway for card and bank payments no middleman involved.
Key Benefits
What you'll get from this service
- Full control and independence from third parties
- Direct connection to banks and card networks
- Scalable architecture built for fintech-grade volume
- Enterprise-grade security and monitoring
What's Included
Everything you need for your project
Detailed Information
This service focuses on creating a fully autonomous payment gateway that gives your business the ability to process card, bank, or digital payments without relying on existing providers like Stripe, PayPal, or Mollie.
Our gateway integrates directly with bank APIs (SWIFT, SEPA, ACH) and card acquiring networks, allowing you to handle payment authorization, settlement, refund, and reconciliation natively. Every component including the encryption layer, transaction engine, and customer dashboard is custom-built to ensure reliability and speed.
FlexaPay’s engineering team designs the architecture around Laravel, PHP 8+, and REST APIs for flexibility and scalability. The system includes admin dashboards for monitoring transactions, risk management tools, and customizable merchant APIs.
We implement advanced encryption (AES-256) and tokenization to protect cardholder data, along with anti-fraud layers (device fingerprinting, IP tracking, velocity checks).
Your gateway can support multiple currencies, integrate with crypto or local payment methods, and provide instant settlements to verified merchant accounts.
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