Privacy Policy

Last updated: December 2024

Introduction

FlexaPay ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment processing services, website, and mobile applications (collectively, the "Service").

Information We Collect

Personal Information

  • Account Information: Name, email address, phone number, business information
  • Financial Information: Bank account details, payment card information (processed securely through PCI-compliant systems)
  • Identity Verification: Government-issued ID, business registration documents
  • Communication Data: Support tickets, emails, and other communications

Technical Information

  • Device Information: IP address, browser type, operating system
  • Usage Data: Pages visited, features used, time spent on our platform
  • Cookies and Tracking: We use cookies and similar technologies to enhance your experience

Payment Data

  • Transaction Information: Payment amounts, transaction IDs, timestamps
  • Stripe Data: Information shared with Stripe for payment processing (subject to Stripe's privacy policy)

How We Use Your Information

Provide and maintain our payment processing services
Process transactions and manage your account
Verify your identity and comply with regulatory requirements
Communicate with you about your account and our services
Improve our platform and develop new features
Detect and prevent fraud and security threats
Comply with legal obligations

Data Security

Security Measures

  • SSL/TLS encryption for data transmission
  • PCI DSS compliance for payment data
  • Regular security audits and assessments

Additional Protections

  • Access controls and employee training
  • Secure data centers and infrastructure
  • 24/7 security monitoring

Your Rights and Choices

Access

Access your personal information

Correct

Correct inaccurate data

Delete

Delete your account and data

Opt-out

Opt-out of marketing communications

Portability

Data portability rights

Withdraw

Withdraw consent where applicable